Terms of Use

Introduction

Welcome to BubbleTax. By accessing or using our website and services, you agree to these Terms of Use ('Terms'). Please read these Terms carefully before using our service. BubbleTax is a free MVP operated by private individuals.

Service Description

BubbleTax is a privately developed tool that processes Interactive Brokers statements to separate currency and stock gains based on the FIFO (First-In-First-Out) principle. In particular, it separates currency gains from stock gains and accurately calculates foreign exchange gains – including in connection with options. Our service provides an initial analysis of your financial data and is not a substitute for professional tax advice.

Important Disclaimers

BubbleTax is provided 'AS IS' and 'AS AVAILABLE' without any warranties, whether express or implied, including, but not limited to:

• BubbleTax is NOT a substitute for professional tax advice
• We do NOT guarantee the accuracy of the calculations
• You are solely responsible for verifying all results
• You should consult a qualified tax advisor before using the results in your tax filings
• We are not liable for any errors in the calculations or for any decisions made based on our service

Tax laws and regulations are complex and subject to change. Our service is merely a tool to assist with an initial analysis and does not constitute tax advice.

User Obligations

By using our service, you agree to:

• Provide accurate information
• Use the service only for lawful purposes
• Independently verify all results
• Consult a qualified tax advisor before making tax decisions
• Not attempt to reverse-engineer or manipulate our service
• Not use our service to harm others or for fraudulent purposes

Intellectual Property

All content, features, and functionality of BubbleTax, including but not limited to code, text, graphics, logos, and algorithms, are the property of BubbleTax and are protected by international copyright, trademark, and other intellectual property laws.

Limitation of Liability

To the maximum extent permitted by law, BubbleTax and its owners, operators, affiliates, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including, but not limited to, lost profits, data, usage, or goodwill, arising from or in connection with your use of our service, even if we have been advised of the possibility of such damages.

Changes to the Terms

We reserve the right to modify these Terms at any time. We will notify you of significant changes by updating the 'last updated' date at the top of this page. Your continued use of our service after such changes constitutes your acknowledgment of the modified Terms and your agreement to be bound by them.

Governing Law

These Terms are governed by and shall be construed in accordance with the laws of the Federal Republic of Germany, without regard to its conflict of law principles.

Language Priority

These Terms of Use have been prepared in both German and English. In the event of any discrepancies or ambiguities between the German and English versions, the German version shall prevail.

Contact Us

If you have any questions about these Terms, please contact us at bedingungen@icereed.net.